All Around Realty Monthly: Real Estate News Round-Up

Stay up to date with the latest property and housing news from across Australia — from interest rate decisions and housing affordability to new first-home buyer incentives and innovative housing solutions.

RBA Holds Cash Rate Steady Amid Housing Market Rebound

The Reserve Bank of Australia has kept the official cash rate at 3.60%, signalling a cautious approach as inflation slows but remains above target. The Board noted that strong housing demand and rising property prices are contributing to inflationary pressure, while productivity growth and global economic uncertainty remain key risks.
👉 Read the full RBA statement

$80K Modular Homes Could Offer a Fast Fix for Australia’s Housing Shortage

Modular housing company Capsul is bringing affordable, factory-built homes to Australia, promising modern designs delivered in 30–40 days from just $80,000. While the concept could ease housing supply issues, experts warn that land prices, financing, and council approvals remain major barriers to large-scale affordability.
👉 Read more on realestate.com.au

National Housing Accord Fails to Address Real Causes of Poor Affordability

Three years into the National Housing Accord, housing affordability continues to worsen. Median home prices have risen by more than $125,000, despite missed construction targets. Analysts argue that the policy’s focus on supply, without tackling demand-side factors like tax incentives and migration, has limited its effectiveness.
👉 Read the ABC News article

RBA Governor Issues Stark Warning to First-Home Buyers

In a candid statement, the RBA Governor warned that even with government assistance schemes, there is “nothing the RBA can do” to solve affordability challenges for first-home buyers. High borrowing costs, supply shortages, and construction delays continue to price many Australians out of the market.
👉 Read the full story on news.com.au

New First-Home Buyer Rules: 5% Deposit and Higher Price Caps

Big news for buyers! From 1 October 2025, the Home Guarantee Scheme will expand — removing income caps, lifting property price limits, and allowing eligible buyers to purchase with just a 5% deposit and no Lenders Mortgage Insurance (LMI). These changes could open the market to more Australians, especially in growth regions like Moreton Bay.
👉 Read the full article on All Around Realty